MyMo Plus BankAccount
Get the new ACHIEVA™ offering from R115 per month that includes a MyMo Plus Account, a Gold Credit Card, free accidental death cover, free will drafting and access to our money management tool.
R115
Monthly Fee
What you Get
Included in ACHIEVATM offering:
- MyMo Plus transactional account
- Gold Credit Card for R63 per month
- R10 000 accidental death cover
- Will drafting and dedicated estate planning advice
- Access to our money management tools
MyMo Plus
- Free ATM cash withdrawals of up to R3 000 and reduced rates thereafter
- Personalised Gold Card
- Shop online with a Virtual Card on our app, even before you fetch your cheque card
- Free prepaid purchases on all our channels
- Free electronic transactions
- Free notifications on transactions via MyUpdates
- Free proof of payment notifications sent by SMS or email
- Free access to the Microsoft Digital Literacy course
- Up to 3 MyMo accounts per customer
Gold Credit Card
- Enjoy various lifestyle and travel benefits with a Gold Credit Card
Insure & Invest
- R10 000 accidental death cover which will pay out to your family in the event of death
- Dedicated estate planning expert to advise on drafting of your Will to ensure that your legacy remains long after you are gone
- Stay on top of your financial wellbeing by tracking your money movements and your credit health with our money management tools
Rewards
- UCount Rewards membership at R25 per month.
Connect
- Standard Bank Mobile SIM at R45 per month and receive:
- The value of your monthly bundle fee of R115 back in airtime
- 1MB for every R20 spent on your qualifying card
- Monthly data rewards based on your UCount Rewards Tier Level
Get your first home
- Get a home loan grant of up to 105% when you apply for a Home Loan
- Access our home services marketplace LookSee for all your home maintenance and improvement needs
Finance your vehicle
- Up to 84 months payment term on your vehicle finance
- Balloon payment offered to help reduce your instalment
- Discounts on takeover deals
Win a cruise competition terms and conditions
ACHIEVATM terms and conditions
Free Will Drafting terms and conditions
Personal transaction accounts terms and conditions
General terms and conditions
Card Features
- A gold card with a secure chip and PIN
- Free unlimited swipes
- Your name and card number embossed on your card
- Activate or disable till point, ATM and online card functionality via our app
- Tap to Pay functionality for fast and efficient payments at participating retailers
What you can do
- Bank on the app for free
- Transact and manage your bank account 24/7
- Get your statements via e-mail and view them online at anytime
- Buy airtime, data and electricity anytime using the app, online or at an ATM
- Send money to anyone with Instant Money using the app, online or at an ATM
- Link your MyMo Plus Account with SnapScan to make payments using your cellphone
What it Costs
MyMo Plus Cost
- A monthly fee of R115 for various free benefits
- Pay as you transact rates apply after using your free benefits for the month
Gold Credit Card Cost
- R63 monthly fee
- R180 initiation fee
How to Get it
To open a MyMo Account, you need to:
- Be 16 years or older
- Be a South African citizen
- Have a South African ID*
- Be living in South Africa
- Download the app or apply online**
*If you are under 18 years and don’t have an ID, you will need to apply in-branch with your original birth certificate and a certified copy of your parent’s/guardian’s ID.
**You need a South African ID to open the account online. If you are under 18 and have an ID, you can open the account on the Standard Bank App.
To get ACHIEVATM, you need to:
- Be 18 years or older
- Be a South African citizen
- Have a South African ID*or a passport
- Be living in South Africa
- Be employed and earn a minimum income of R8 000 per month.
Open the account on the Standard Bank App in a few easy steps:
- Download the app
- Provide the required details
- Scan your ID smartcard/book
- Take a selfie
- Create your password
- Now you can start banking
- You’ll receive an SMS when your gold card is ready for collection at your preferred branch
Apply for ACHIEVATM on the Standard Bank website:
- Click on Get Achieva
- Provide the required details
- A consultant will call you back to assist
Open the account on the Standard Bank website in a few easy steps:
- Click on Get MyMo Plus
- Click on apply now
- Provide the required details
- Create your password
- Get your gold card from your preferred branch (you’ll receive an SMS when its ready for collection)
- Now you can start banking anywhere, anytime
Order a Standard Bank Mobile SIM card to get free data and airtime:
- Open the email containing your MyMo account number
- Copy the web address in the section titled ‘Standard Bank Mobile SIM’ and paste it into your browser
- Provide the required details on the Standard Bank Mobile website
- The SIM card will be delivered to you within two days
- Remember to have your ID with you when the SIM card is delivered
GK Benefits
- Attorney discounts with certain attorneys < R2mil – 35%, ≥ R2mil – 50%, Waiving of initiation fee R6032. additional rate benefit to apply approx. 35bps (better rate to apply) On NEW home loans
- 5% Discount on New Flexi Life Cover Policies
- 5% Discount on New Funeral Cover Policies